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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,143 | $107,421-67.3% | $182,262-80.7% | $94,015-62.6% |
| Participation rate | 97.1% | 77.8%+19.3pp | 84.2%+12.8pp | 70.8%+26.2pp |
| Annual return | 22.63% | 21.32%+1.3pp | 140.60%-118.0pp | 17.84%+4.8pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $11,932 | $6,558+81.9% | $8,276+44.2% | $4,249+180.8% |
| Admin fee / account holder | $675 | $8,692-92.2% | $16,712-96.0% | $8,951-92.5% |