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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,344 | $172,111-98.6% | $150,298-98.4% | $137,256-98.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.27% | 69.37%-56.1pp | 62.79%-49.5pp | 220.34%-207.1pp |
| Employer contribution / active EE | $175 | $4,636-96.2% | $4,154-95.8% | $4,156-95.8% |
| Participant deferral / active EE | $1,668 | $6,166-73.0% | $5,453-69.4% | $6,407-74.0% |
| Admin fee / account holder | $1,218 | $16,471-92.6% | $14,116-91.4% | $12,270-90.1% |