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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,984 | $174,379-81.7% | $152,093-79.0% | $138,895-77.0% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 17.52% | 74.86%-57.3pp | 66.36%-48.8pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,814 | $4,652-61.0% | $4,175-56.6% | $4,194-56.8% |
| Participant deferral / active EE | $3,446 | $6,159-44.0% | $5,451-36.8% | $6,396-46.1% |
| Admin fee / account holder | $387 | $16,880-97.7% | $14,497-97.3% | $12,562-96.9% |