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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,039 | $111,535-91.9% | $105,223-91.4% | $137,256-93.4% |
| Participation rate | 88.2% | 78.1%+10.1pp | 75.0%+13.2pp | 80.0%+8.3pp |
| Annual return | 27.91% | 237.85%-209.9pp | 180.65%-152.7pp | 220.34%-192.4pp |
| Employer contribution / active EE | $2,028 | $3,939-48.5% | $3,689-45.0% | $4,156-51.2% |
| Participant deferral / active EE | $3,540 | $5,500-35.6% | $5,072-30.2% | $6,407-44.7% |
| Admin fee / account holder | $763 | $9,721-92.1% | $8,859-91.4% | $12,270-93.8% |