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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,401 | $81,233-89.7% | $155,567-94.6% | $80,874-89.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 8.41% | 33.33%-24.9pp | 64.74%-56.3pp | 35.62%-27.2pp |
| Employer contribution / active EE | $4,284 | $3,101+38.2% | $4,674-8.3% | $2,756+55.5% |
| Participant deferral / active EE | $1,892 | $3,452-45.2% | $5,628-66.4% | $4,297-56.0% |
| Admin fee / account holder | $499 | $7,998-93.8% | $15,916-96.9% | $6,935-92.8% |