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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,401 | $81,358-89.7% | $155,556-94.6% | $80,959-89.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.41% | 33.39%-25.0pp | 64.84%-56.4pp | 35.67%-27.3pp |
| Employer contribution / active EE | $4,284 | $3,106+37.9% | $4,675-8.4% | $2,757+55.4% |
| Participant deferral / active EE | $1,892 | $3,455-45.2% | $5,631-66.4% | $4,300-56.0% |
| Admin fee / account holder | $499 | $7,994-93.8% | $15,885-96.9% | $6,925-92.8% |