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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,916 | $106,524+135.5% | $152,301+64.7% | $87,485+186.8% |
| Participation rate | 98.2% | 75.8%+22.5pp | 82.4%+15.8pp | 68.9%+29.3pp |
| Annual return | 19.65% | 26.89%-7.2pp | 80.50%-60.9pp | 26.06%-6.4pp |
| Employer contribution / active EE | $28,754 | $3,371+752.9% | $4,624+521.8% | $2,596+1007.5% |
| Participant deferral / active EE | $18,211 | $6,525+179.1% | $8,004+127.5% | $4,274+326.1% |
| Admin fee / account holder | $26,321 | $8,287+217.6% | $14,398+82.8% | $7,775+238.5% |