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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,916 | $106,749+135.1% | $145,433+72.5% | $82,448+204.3% |
| Participation rate | 98.2% | 75.6%+22.6pp | 82.1%+16.1pp | 68.1%+30.2pp |
| Annual return | 19.65% | 27.59%-7.9pp | 66.58%-46.9pp | 41.64%-22.0pp |
| Employer contribution / active EE | $28,754 | $3,444+734.8% | $4,554+531.3% | $2,551+1027.2% |
| Participant deferral / active EE | $18,211 | $6,519+179.4% | $7,897+130.6% | $4,139+340.0% |
| Admin fee / account holder | $26,321 | $8,390+213.7% | $13,129+100.5% | $7,234+263.8% |