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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,505 | $154,754-92.6% | $124,206-90.7% | $138,895-91.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 24.65% | 709.28%-684.6pp | 515.27%-490.6pp | 145.39%-120.7pp |
| Employer contribution / active EE | $1,506 | $4,446-66.1% | $3,540-57.5% | $4,194-64.1% |
| Participant deferral / active EE | $2,035 | $4,621-56.0% | $3,968-48.7% | $6,396-68.2% |
| Admin fee / account holder | $1,208 | $6,690-81.9% | $5,929-79.6% | $12,562-90.4% |