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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,027 | $156,398-71.2% | $147,318-69.4% | $138,895-67.6% |
| Participation rate | 36.4% | 83.8%-47.4pp | 82.1%-45.7pp | 79.9%-43.6pp |
| Annual return | 24.54% | 78.75%-54.2pp | 70.43%-45.9pp | 145.39%-120.9pp |
| Employer contribution / active EE | $4,600 | $4,853-5.2% | $4,593+0.2% | $4,194+9.7% |
| Participant deferral / active EE | $2,853 | $8,237-65.4% | $7,906-63.9% | $6,396-55.4% |
| Admin fee / account holder | $132 | $14,976-99.1% | $13,708-99.0% | $12,562-99.0% |