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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,429 | $160,028-31.0% | $147,080-24.9% | $145,884-24.3% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 12.31% | 98.60%-86.3pp | 420.17%-407.9pp | 551.85%-539.5pp |
| Employer contribution / active EE | $3,052 | $5,286-42.3% | $4,933-38.1% | $4,662-34.5% |
| Participant deferral / active EE | $6,955 | $8,422-17.4% | $8,066-13.8% | $6,690+4.0% |
| Admin fee / account holder | $1,633 | $15,030-89.1% | $12,989-87.4% | $13,392-87.8% |