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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,063 | $61,755-57.8% | $97,161-73.2% | $80,911-67.8% |
| Participation rate | 72.6% | 63.5%+9.1pp | 72.7%-0.1pp | 67.6%+4.9pp |
| Annual return | 11.94% | -557.90%+569.8pp | 75.36%-63.4pp | 35.63%-23.7pp |
| Employer contribution / active EE | $1,950 | $1,835+6.3% | $2,723-28.4% | $2,756-29.2% |
| Participant deferral / active EE | $3,287 | $3,026+8.6% | $4,265-22.9% | $4,297-23.5% |
| Admin fee / account holder | $2,709 | $5,166-47.6% | $5,647-52.0% | $6,935-60.9% |