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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,412 | $102,385-35.1% | $147,080-54.8% | $80,935-17.9% |
| Participation rate | 73.3% | 75.9%-2.5pp | 82.2%-8.8pp | 67.7%+5.7pp |
| Annual return | 14.25% | 135.09%-120.8pp | 420.17%-405.9pp | 35.66%-21.4pp |
| Employer contribution / active EE | $2,018 | $3,717-45.7% | $4,933-59.1% | $2,757-26.8% |
| Participant deferral / active EE | $5,308 | $6,651-20.2% | $8,066-34.2% | $4,299+23.5% |
| Admin fee / account holder | $14,139 | $7,951+77.8% | $12,989+8.9% | $6,924+104.2% |