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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,059 | $156,398-48.2% | $147,318-45.0% | $138,895-41.6% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 14.82% | 78.75%-63.9pp | 70.43%-55.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $5,600 | $4,853+15.4% | $4,593+21.9% | $4,194+33.5% |
| Participant deferral / active EE | $14,000 | $8,237+70.0% | $7,906+77.1% | $6,396+118.9% |
| Admin fee / account holder | $6,409 | $14,976-57.2% | $13,708-53.2% | $12,562-49.0% |