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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,639 | $86,940-37.2% | $102,434-46.7% | $80,935-32.5% |
| Participation rate | 80.6% | 72.4%+8.3pp | 76.5%+4.1pp | 67.7%+13.0pp |
| Annual return | 8.50% | 18.89%-10.4pp | 29.46%-21.0pp | 35.66%-27.2pp |
| Employer contribution / active EE | $0 | $2,370-100.0% | $3,023-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,680 | $4,121-10.7% | $5,055-27.2% | $4,299-14.4% |
| Admin fee / account holder | $2,998 | $8,047-62.7% | $9,462-68.3% | $6,924-56.7% |