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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,021 | $110,137-47.3% | $161,149-64.0% | $82,637-29.8% |
| Participation rate | 93.8% | 72.4%+21.4pp | 78.8%+14.9pp | 68.1%+25.7pp |
| Annual return | 10.23% | 20.69%-10.5pp | 21.16%-10.9pp | 53.51%-43.3pp |
| Employer contribution / active EE | $2,146 | $2,856-24.9% | $4,360-50.8% | $2,552-15.9% |
| Participant deferral / active EE | $5,079 | $4,575+11.0% | $6,153-17.5% | $4,126+23.1% |
| Admin fee / account holder | $1,146 | $9,467-87.9% | $15,194-92.5% | $7,339-84.4% |