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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,441 | $100,262+0.2% | $81,370+23.4% | $145,897-31.2% |
| Participation rate | 90.5% | 74.3%+16.2pp | 69.5%+20.9pp | 80.3%+10.2pp |
| Annual return | 11.98% | 34.52%-22.5pp | 24.85%-12.9pp | 552.29%-540.3pp |
| Employer contribution / active EE | $2,764 | $2,979-7.2% | $2,464+12.2% | $4,663-40.7% |
| Participant deferral / active EE | $5,482 | $4,612+18.9% | $3,885+41.1% | $6,689-18.1% |
| Admin fee / account holder | $1,011 | $8,163-87.6% | $5,749-82.4% | $13,390-92.4% |