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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,891 | $102,245+23.1% | $89,340+40.9% | $137,256-8.3% |
| Participation rate | 81.8% | 74.9%+6.9pp | 69.6%+12.3pp | 80.0%+1.9pp |
| Annual return | 16.57% | 21.89%-5.3pp | 20.57%-4.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $2,702 | $2,529+6.8% | $2,231+21.1% | $4,156-35.0% |
| Participant deferral / active EE | $5,708 | $4,436+28.7% | $3,823+49.3% | $6,407-10.9% |
| Admin fee / account holder | $1,225 | $8,085-84.8% | $6,704-81.7% | $12,270-90.0% |