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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,915 | $102,385-16.1% | $147,080-41.6% | $80,935+6.2% |
| Participation rate | 91.1% | 75.9%+15.2pp | 82.2%+8.9pp | 67.7%+23.4pp |
| Annual return | 6.60% | 135.09%-128.5pp | 420.17%-413.6pp | 35.66%-29.1pp |
| Employer contribution / active EE | $5,831 | $3,717+56.9% | $4,933+18.2% | $2,757+111.5% |
| Participant deferral / active EE | $13,827 | $6,651+107.9% | $8,066+71.4% | $4,299+221.6% |
| Admin fee / account holder | $11,910 | $7,951+49.8% | $12,989-8.3% | $6,924+72.0% |