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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,536 | $111,814-25.3% | $103,378-19.2% | $145,978-42.8% |
| Participation rate | 40.9% | 77.9%-37.0pp | 74.5%-33.6pp | 80.3%-39.4pp |
| Annual return | 14.33% | 24.80%-10.5pp | 24.91%-10.6pp | 550.52%-536.2pp |
| Employer contribution / active EE | $1,546 | $4,215-63.3% | $3,870-60.0% | $4,662-66.8% |
| Participant deferral / active EE | $3,776 | $5,618-32.8% | $5,058-25.3% | $6,690-43.6% |
| Admin fee / account holder | $168 | $9,764-98.3% | $8,401-98.0% | $13,400-98.7% |