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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,536 | $110,379-24.3% | $102,412-18.4% | $145,884-42.7% |
| Participation rate | 40.9% | 77.9%-37.0pp | 74.5%-33.6pp | 80.3%-39.4pp |
| Annual return | 14.33% | 24.84%-10.5pp | 24.94%-10.6pp | 551.85%-537.5pp |
| Employer contribution / active EE | $1,546 | $4,216-63.3% | $3,870-60.0% | $4,662-66.8% |
| Participant deferral / active EE | $3,776 | $5,622-32.8% | $5,060-25.4% | $6,690-43.6% |
| Admin fee / account holder | $168 | $9,745-98.3% | $8,388-98.0% | $13,392-98.7% |