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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,136 | $100,139-55.9% | $85,187-48.2% | $145,884-69.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.07% | 84.15%-71.1pp | 66.67%-53.6pp | 551.85%-538.8pp |
| Employer contribution / active EE | $3,899 | $3,238+20.4% | $2,732+42.7% | $4,662-16.4% |
| Participant deferral / active EE | $6,581 | $5,296+24.3% | $4,525+45.4% | $6,690-1.6% |
| Admin fee / account holder | $307 | $7,262-95.8% | $6,162-95.0% | $13,392-97.7% |