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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,133 | $108,922-35.6% | $100,398-30.1% | $145,978-52.0% |
| Participation rate | 88.9% | 83.0%+5.9pp | 81.5%+7.4pp | 80.3%+8.6pp |
| Annual return | 18.27% | 58.04%-39.8pp | 49.32%-31.1pp | 550.52%-532.3pp |
| Employer contribution / active EE | $3,434 | $4,426-22.4% | $3,946-13.0% | $4,662-26.3% |
| Participant deferral / active EE | $10,702 | $8,450+26.7% | $8,084+32.4% | $6,690+60.0% |
| Admin fee / account holder | $22,548 | $9,680+132.9% | $7,893+185.7% | $13,400+68.3% |