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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,764 | $223,823+28.6% | $211,142+36.3% | $154,746+86.0% |
| Participation rate | 92.9% | 87.9%+5.0pp | 87.3%+5.6pp | 80.7%+12.2pp |
| Annual return | 21.79% | 50.39%-28.6pp | 46.84%-25.0pp | 172.34%-150.5pp |
| Employer contribution / active EE | $8,844 | $6,787+30.3% | $6,442+37.3% | $4,379+102.0% |
| Participant deferral / active EE | $11,274 | $9,750+15.6% | $9,284+21.4% | $6,730+67.5% |
| Admin fee / account holder | $8,302 | $19,707-57.9% | $19,076-56.5% | $14,365-42.2% |