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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,602 | $77,962-82.6% | $178,540-92.4% | $80,935-83.2% |
| Participation rate | 91.2% | 65.7%+25.5pp | 77.1%+14.1pp | 67.7%+23.5pp |
| Annual return | 37.45% | 18.10%+19.4pp | 27.15%+10.3pp | 35.66%+1.8pp |
| Employer contribution / active EE | $1,206 | $2,280-47.1% | $3,953-69.5% | $2,757-56.2% |
| Participant deferral / active EE | $3,418 | $4,404-22.4% | $6,281-45.6% | $4,299-20.5% |
| Admin fee / account holder | $458 | $7,156-93.6% | $10,424-95.6% | $6,924-93.4% |