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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,772 | $110,379-44.9% | $102,412-40.7% | $145,884-58.3% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 7.54% | 24.84%-17.3pp | 24.94%-17.4pp | 551.85%-544.3pp |
| Employer contribution / active EE | $2,529 | $4,216-40.0% | $3,870-34.7% | $4,662-45.8% |
| Participant deferral / active EE | $8,315 | $5,622+47.9% | $5,060+64.3% | $6,690+24.3% |
| Admin fee / account holder | $98,269 | $9,745+908.4% | $8,388+1071.6% | $13,392+633.8% |