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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,746 | $162,967-67.0% | $135,792-60.4% | $138,895-61.3% |
| Participation rate | 50.0% | 78.3%-28.3pp | 72.6%-22.6pp | 79.9%-29.9pp |
| Annual return | 10.60% | 30.08%-19.5pp | 25.96%-15.4pp | 145.39%-134.8pp |
| Employer contribution / active EE | $862 | $4,211-79.5% | $3,496-75.4% | $4,194-79.5% |
| Participant deferral / active EE | $6,571 | $5,640+16.5% | $4,759+38.1% | $6,396+2.7% |
| Admin fee / account holder | $9,992 | $15,306-34.7% | $12,266-18.5% | $12,562-20.5% |