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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,967 | $57,119+12.0% | $85,187-24.9% | $80,935-21.0% |
| Participation rate | 20.7% | 56.4%-35.7pp | 67.5%-46.8pp | 67.7%-46.9pp |
| Annual return | 24.94% | 21.70%+3.2pp | 66.67%-41.7pp | 35.66%-10.7pp |
| Employer contribution / active EE | $876 | $1,802-51.4% | $2,732-67.9% | $2,757-68.2% |
| Participant deferral / active EE | $2,189 | $3,115-29.7% | $4,525-51.6% | $4,299-49.1% |
| Admin fee / account holder | $2,047 | $4,990-59.0% | $6,162-66.8% | $6,924-70.4% |