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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,939 | $99,875-34.0% | $146,866-55.1% | $86,983-24.2% |
| Participation rate | 81.0% | 75.8%+5.2pp | 82.5%-1.5pp | 69.5%+11.5pp |
| Annual return | 20.11% | 28.10%-8.0pp | 102.85%-82.7pp | 25.83%-5.7pp |
| Employer contribution / active EE | $3,305 | $3,224+2.5% | $4,425-25.3% | $2,584+27.9% |
| Participant deferral / active EE | $6,623 | $6,322+4.8% | $7,759-14.6% | $4,194+57.9% |
| Admin fee / account holder | $1,055 | $7,838-86.5% | $13,620-92.3% | $7,856-86.6% |