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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,813 | $71,215-20.2% | $93,696-39.4% | $80,935-29.8% |
| Participation rate | 36.5% | 60.4%-23.9pp | 68.7%-32.2pp | 67.7%-31.1pp |
| Annual return | 18.15% | 11.27%+6.9pp | 133.74%-115.6pp | 35.66%-17.5pp |
| Employer contribution / active EE | $1,132 | $1,565-27.7% | $2,422-53.3% | $2,757-58.9% |
| Participant deferral / active EE | $2,798 | $4,037-30.7% | $4,417-36.7% | $4,299-34.9% |
| Admin fee / account holder | $655 | $6,958-90.6% | $8,287-92.1% | $6,924-90.5% |