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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,666 | $77,472+41.6% | $100,392+9.2% | $80,935+35.5% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 27.56% | 37.26%-9.7pp | 49.45%-21.9pp | 35.66%-8.1pp |
| Employer contribution / active EE | $8,929 | $2,800+218.9% | $3,941+126.5% | $2,757+223.9% |
| Participant deferral / active EE | $9,751 | $6,818+43.0% | $8,090+20.5% | $4,299+126.8% |
| Admin fee / account holder | $322 | $5,885-94.5% | $7,904-95.9% | $6,924-95.3% |