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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,456 | $102,609+32.0% | $98,090+38.1% | $138,895-2.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 14.69% | 36.44%-21.8pp | 37.05%-22.4pp | 145.39%-130.7pp |
| Employer contribution / active EE | $4,397 | $3,867+13.7% | $3,606+21.9% | $4,194+4.8% |
| Participant deferral / active EE | $14,285 | $8,167+74.9% | $7,845+82.1% | $6,396+123.3% |
| Admin fee / account holder | $36,968 | $11,434+223.3% | $11,815+212.9% | $12,562+194.3% |