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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,932 | $102,393-9.2% | $147,041-36.8% | $80,911+14.9% |
| Participation rate | 44.4% | 75.9%-31.4pp | 82.2%-37.7pp | 67.6%-23.2pp |
| Annual return | 13.94% | 134.95%-121.0pp | 419.21%-405.3pp | 35.63%-21.7pp |
| Employer contribution / active EE | $1,049 | $3,715-71.8% | $4,935-78.7% | $2,756-61.9% |
| Participant deferral / active EE | $3,619 | $6,647-45.5% | $8,071-55.2% | $4,297-15.8% |
| Admin fee / account holder | $0 | $7,943-100.0% | $13,006-100.0% | $6,935-100.0% |