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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,929 | $81,487-76.8% | $102,412-81.5% | $80,935-76.6% |
| Participation rate | 93.9% | 66.8%+27.1pp | 74.5%+19.4pp | 67.7%+26.3pp |
| Annual return | 13.81% | 25.60%-11.8pp | 24.94%-11.1pp | 35.66%-21.8pp |
| Employer contribution / active EE | $5,584 | $3,103+80.0% | $3,870+44.3% | $2,757+102.6% |
| Participant deferral / active EE | $2,210 | $3,871-42.9% | $5,060-56.3% | $4,299-48.6% |
| Admin fee / account holder | $1,369 | $6,717-79.6% | $8,388-83.7% | $6,924-80.2% |