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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,929 | $81,457-76.8% | $103,378-81.7% | $80,911-76.6% |
| Participation rate | 93.9% | 66.8%+27.1pp | 74.5%+19.4pp | 67.6%+26.3pp |
| Annual return | 13.81% | 25.58%-11.8pp | 24.91%-11.1pp | 35.63%-21.8pp |
| Employer contribution / active EE | $5,584 | $3,107+79.7% | $3,870+44.3% | $2,756+102.6% |
| Participant deferral / active EE | $2,210 | $3,871-42.9% | $5,058-56.3% | $4,297-48.6% |
| Admin fee / account holder | $1,369 | $6,717-79.6% | $8,401-83.7% | $6,935-80.3% |