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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,163 | $110,379-15.6% | $102,412-9.0% | $145,884-36.1% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 8.15% | 24.84%-16.7pp | 24.94%-16.8pp | 551.85%-543.7pp |
| Employer contribution / active EE | $4,801 | $4,216+13.9% | $3,870+24.0% | $4,662+3.0% |
| Participant deferral / active EE | $8,936 | $5,622+59.0% | $5,060+76.6% | $6,690+33.6% |
| Admin fee / account holder | $4,082 | $9,745-58.1% | $8,388-51.3% | $13,392-69.5% |