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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,239 | $88,702-31.0% | $81,780-25.1% | $145,978-58.0% |
| Participation rate | 57.1% | 75.0%-17.9pp | 72.4%-15.2pp | 80.3%-23.1pp |
| Annual return | 16.93% | 1029.12%-1012.2pp | 776.27%-759.3pp | 550.52%-533.6pp |
| Employer contribution / active EE | $2,592 | $3,084-16.0% | $2,914-11.0% | $4,662-44.4% |
| Participant deferral / active EE | $11,324 | $4,645+143.8% | $4,321+162.1% | $6,690+69.3% |
| Admin fee / account holder | $227 | $8,414-97.3% | $7,384-96.9% | $13,400-98.3% |