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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,089 | $159,978-58.1% | $147,041-54.4% | $145,978-54.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.74% | 98.36%-84.6pp | 419.21%-405.5pp | 550.52%-536.8pp |
| Employer contribution / active EE | $7,975 | $5,288+50.8% | $4,935+61.6% | $4,662+71.1% |
| Participant deferral / active EE | $3,579 | $8,429-57.5% | $8,071-55.7% | $6,690-46.5% |
| Admin fee / account holder | $2,142 | $15,053-85.8% | $13,006-83.5% | $13,400-84.0% |