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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,907 | $115,225-60.2% | $100,712-54.4% | $138,895-66.9% |
| Participation rate | 81.8% | 74.3%+7.5pp | 69.3%+12.5pp | 79.9%+1.9pp |
| Annual return | 8.79% | 40.35%-31.6pp | 33.27%-24.5pp | 145.39%-136.6pp |
| Employer contribution / active EE | $1,819 | $2,771-34.3% | $2,313-21.3% | $4,194-56.6% |
| Participant deferral / active EE | $7,698 | $4,699+63.8% | $4,085+88.4% | $6,396+20.4% |
| Admin fee / account holder | $10,382 | $10,844-4.3% | $9,256+12.2% | $12,562-17.4% |