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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,960 | $129,737+111.9% | $119,126+130.8% | $154,746+77.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 10.84% | 379.08%-368.2pp | 282.11%-271.3pp | 172.34%-161.5pp |
| Employer contribution / active EE | $9,079 | $4,375+107.5% | $4,034+125.1% | $4,379+107.3% |
| Participant deferral / active EE | $10,333 | $5,842+76.9% | $5,318+94.3% | $6,730+53.5% |
| Admin fee / account holder | $2,498 | $11,961-79.1% | $10,693-76.6% | $14,365-82.6% |