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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,546 | $212,386-86.6% | $199,883-85.7% | $138,895-79.4% |
| Participation rate | 90.9% | 87.4%+3.5pp | 86.8%+4.1pp | 79.9%+11.0pp |
| Annual return | 11.80% | 47.75%-35.9pp | 43.81%-32.0pp | 145.39%-133.6pp |
| Employer contribution / active EE | $0 | $6,625-100.0% | $6,261-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $9,137 | $9,617-5.0% | $9,1380% | $6,396+42.8% |
| Admin fee / account holder | $23,942 | $18,233+31.3% | $17,268+38.7% | $12,562+90.6% |