Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,773 | $101,798-73.7% | $165,071-83.8% | $80,935-66.9% |
| Participation rate | 32.0% | 71.8%-39.8pp | 78.6%-46.6pp | 67.7%-35.7pp |
| Annual return | 11.71% | 16.73%-5.0pp | 70.17%-58.5pp | 35.66%-24.0pp |
| Employer contribution / active EE | $1,131 | $2,954-61.7% | $4,347-74.0% | $2,757-59.0% |
| Participant deferral / active EE | $1,367 | $4,476-69.5% | $6,035-77.3% | $4,299-68.2% |
| Admin fee / account holder | $1,990 | $8,221-75.8% | $12,695-84.3% | $6,924-71.3% |