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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,511 | $102,385+29.4% | $147,080-9.9% | $80,935+63.7% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 13.08% | 135.09%-122.0pp | 420.17%-407.1pp | 35.66%-22.6pp |
| Employer contribution / active EE | $4,229 | $3,717+13.8% | $4,933-14.3% | $2,757+53.4% |
| Participant deferral / active EE | $8,303 | $6,651+24.8% | $8,066+2.9% | $4,299+93.1% |
| Admin fee / account holder | $1,569 | $7,951-80.3% | $12,989-87.9% | $6,924-77.3% |