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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,703 | $84,953-66.2% | $163,379-82.4% | $82,637-65.3% |
| Participation rate | 61.8% | 65.9%-4.2pp | 76.8%-15.1pp | 68.1%-6.3pp |
| Annual return | 15.34% | 23.07%-7.7pp | 63.41%-48.1pp | 53.51%-38.2pp |
| Employer contribution / active EE | $969 | $2,183-55.6% | $3,752-74.2% | $2,552-62.0% |
| Participant deferral / active EE | $1,775 | $4,326-59.0% | $6,282-71.7% | $4,126-57.0% |
| Admin fee / account holder | $3,118 | $7,921-60.6% | $9,818-68.2% | $7,339-57.5% |