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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,982 | $167,030+6.0% | $135,768+30.4% | $155,188+14.0% |
| Participation rate | 89.5% | 76.2%+13.3pp | 71.1%+18.4pp | 80.8%+8.7pp |
| Annual return | 18.58% | 678.39%-659.8pp | 526.10%-507.5pp | 148.84%-130.3pp |
| Employer contribution / active EE | $1,499 | $4,132-63.7% | $3,394-55.8% | $4,248-64.7% |
| Participant deferral / active EE | $3,101 | $4,528-31.5% | $3,977-22.0% | $6,531-52.5% |
| Admin fee / account holder | $5,218 | $8,172-36.1% | $7,048-26.0% | $14,480-64.0% |