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| Provider | Service type | Compensation |
|---|---|---|
HUMAN INTEREST ADVISOR LLC2 years Service code 13 · EIN 47-4307706 300 MONTGOMERY ST. SUITE 350 · SAN FRANSISCO, CA 94101 | Contract Administrator | $15,429 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,332 | $55,446-52.5% | $155,574-83.1% | $74,429-64.6% |
| Participation rate | 48.6% | 61.9%-13.3pp | 78.2%-29.7pp | 67.2%-18.7pp |
| Annual return | 12.65% | 269.20%-256.5pp | 64.87%-52.2pp | 1368.38%-1355.7pp |
| Employer contribution / active EE | $725 | $2,266-68.0% | $4,676-84.5% | $2,625-72.4% |
| Participant deferral / active EE | $1,883 | $2,836-33.6% | $5,629-66.6% | $4,348-56.7% |
| Admin fee / account holder | $156 | $1,743-91.0% | $15,914-99.0% | $1,944-92.0% |