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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,080 | $72,071-8.3% | $68,368-3.3% | $137,256-51.9% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.8%+13.7pp | 80.0%+7.5pp |
| Annual return | 19.78% | 353.14%-333.4pp | 292.57%-272.8pp | 220.34%-200.6pp |
| Employer contribution / active EE | $2,391 | $2,788-14.2% | $2,649-9.7% | $4,156-42.5% |
| Participant deferral / active EE | $7,751 | $4,410+75.8% | $4,123+88.0% | $6,407+21.0% |
| Admin fee / account holder | $3,133 | $5,336-41.3% | $5,150-39.2% | $12,270-74.5% |