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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,129 | $88,815-45.8% | $81,882-41.2% | $145,897-67.0% |
| Participation rate | 90.0% | 75.1%+14.9pp | 72.4%+17.6pp | 80.3%+9.7pp |
| Annual return | 25.41% | 1033.75%-1008.3pp | 779.47%-754.1pp | 552.29%-526.9pp |
| Employer contribution / active EE | $2,074 | $3,086-32.8% | $2,916-28.9% | $4,663-55.5% |
| Participant deferral / active EE | $6,432 | $4,647+38.4% | $4,323+48.8% | $6,689-3.9% |
| Admin fee / account holder | $29,945 | $8,434+255.0% | $7,360+306.9% | $13,390+123.6% |