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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,957 | $201,372+152.7% | $184,260+176.2% | $145,884+248.9% |
| Participation rate | 91.7% | 87.5%+4.2pp | 86.8%+4.8pp | 80.3%+11.4pp |
| Annual return | 20.09% | 29.04%-8.9pp | 28.84%-8.8pp | 551.85%-531.8pp |
| Employer contribution / active EE | $6,771 | $7,024-3.6% | $6,427+5.3% | $4,662+45.2% |
| Participant deferral / active EE | $13,154 | $9,808+34.1% | $9,133+44.0% | $6,690+96.6% |
| Admin fee / account holder | $36,059 | $16,362+120.4% | $13,898+159.5% | $13,392+169.3% |