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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,155 | $81,331-81.4% | $155,534-90.3% | $80,935-81.3% |
| Participation rate | 93.3% | 66.3%+27.1pp | 78.2%+15.1pp | 67.7%+25.7pp |
| Annual return | 11.80% | 33.37%-21.6pp | 64.92%-53.1pp | 35.66%-23.9pp |
| Employer contribution / active EE | $1,444 | $3,105-53.5% | $4,675-69.1% | $2,757-47.6% |
| Participant deferral / active EE | $2,662 | $3,454-22.9% | $5,630-52.7% | $4,299-38.1% |
| Admin fee / account holder | $830 | $7,999-89.6% | $15,900-94.8% | $6,924-88.0% |