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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,069 | $117,846+159.7% | $102,434+198.8% | $145,884+109.8% |
| Participation rate | 92.3% | 78.6%+13.7pp | 76.5%+15.8pp | 80.3%+12.0pp |
| Annual return | 7.52% | 31.90%-24.4pp | 29.46%-21.9pp | 551.85%-544.3pp |
| Employer contribution / active EE | $11,762 | $3,615+225.4% | $3,023+289.1% | $4,662+152.3% |
| Participant deferral / active EE | $11,225 | $5,733+95.8% | $5,055+122.1% | $6,690+67.8% |
| Admin fee / account holder | $9,893 | $13,356-25.9% | $9,462+4.6% | $13,392-26.1% |