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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,699 | $70,366+47.4% | $66,674+55.5% | $138,895-25.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 0.00% | 386.41%-386.4pp | 321.24%-321.2pp | 145.39%-145.4pp |
| Employer contribution / active EE | $2,586 | $2,765-6.5% | $2,620-1.3% | $4,194-38.3% |
| Participant deferral / active EE | $7,492 | $4,374+71.3% | $4,084+83.4% | $6,396+17.1% |
| Admin fee / account holder | $1,865 | $5,262-64.6% | $5,098-63.4% | $12,562-85.2% |