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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,982 | $178,174+61.1% | $156,181+83.7% | $137,256+109.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 2.69% | 84.19%-81.5pp | 64.87%-62.2pp | 220.34%-217.7pp |
| Employer contribution / active EE | $18,245 | $4,972+267.0% | $4,294+324.9% | $4,156+339.0% |
| Participant deferral / active EE | $61 | $6,888-99.1% | $6,132-99.0% | $6,407-99.0% |
| Admin fee / account holder | $1,732 | $17,404-90.0% | $14,586-88.1% | $12,270-85.9% |