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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,982 | $199,109+44.1% | $173,730+65.2% | $154,746+85.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 2.69% | 20.02%-17.3pp | 19.96%-17.3pp | 172.34%-169.7pp |
| Employer contribution / active EE | $18,245 | $5,311+243.5% | $4,577+298.6% | $4,379+316.6% |
| Participant deferral / active EE | $61 | $7,113-99.1% | $6,326-99.0% | $6,730-99.1% |
| Admin fee / account holder | $1,732 | $20,916-91.7% | $17,523-90.1% | $14,365-87.9% |