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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,675 | $54,690+82.3% | $76,030+31.1% | $74,478+33.8% |
| Participation rate | 50.3% | 60.3%-10.1pp | 69.1%-18.8pp | 67.2%-17.0pp |
| Annual return | 18.79% | 31.92%-13.1pp | 361.54%-342.7pp | 1370.56%-1351.8pp |
| Employer contribution / active EE | $969 | $1,781-45.6% | $2,688-63.9% | $2,626-63.1% |
| Participant deferral / active EE | $2,066 | $3,070-32.7% | $4,257-51.5% | $4,350-52.5% |
| Admin fee / account holder | $10,297 | $2,240+359.7% | $6,421+60.4% | $1,946+429.2% |