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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,831 | $56,121+90.4% | $92,985+14.9% | $64,340+66.0% |
| Participation rate | 48.1% | 44.9%+3.1pp | 69.5%-21.4pp | 55.2%-7.2pp |
| Annual return | 15.73% | 19.19%-3.5pp | 27.99%-12.3pp | 24.14%-8.4pp |
| Employer contribution / active EE | $1,256 | $1,351-7.0% | $2,662-52.8% | $1,862-32.5% |
| Participant deferral / active EE | $2,492 | $2,362+5.5% | $4,377-43.1% | $2,980-16.4% |
| Admin fee / account holder | $18,783 | $6,869+173.4% | $9,463+98.5% | $3,703+407.3% |