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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,824 | $114,119+108.4% | $107,187+121.9% | $138,895+71.2% |
| Participation rate | 95.8% | 78.1%+17.8pp | 75.0%+20.8pp | 79.9%+15.9pp |
| Annual return | 18.87% | 273.21%-254.3pp | 204.55%-185.7pp | 145.39%-126.5pp |
| Employer contribution / active EE | $4,289 | $4,059+5.7% | $3,782+13.4% | $4,194+2.3% |
| Participant deferral / active EE | $9,706 | $5,538+75.3% | $5,096+90.5% | $6,396+51.7% |
| Admin fee / account holder | $12,550 | $10,024+25.2% | $9,162+37.0% | $12,562-0.1% |