Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,447 | $56,121-10.1% | $92,985-45.7% | $64,340-21.6% |
| Participation rate | 34.2% | 44.9%-10.7pp | 69.5%-35.3pp | 55.2%-21.0pp |
| Annual return | 11.64% | 19.19%-7.5pp | 27.99%-16.4pp | 24.14%-12.5pp |
| Employer contribution / active EE | $491 | $1,351-63.6% | $2,662-81.5% | $1,862-73.6% |
| Participant deferral / active EE | $2,285 | $2,362-3.2% | $4,377-47.8% | $2,980-23.3% |
| Admin fee / account holder | $6,432 | $6,869-6.4% | $9,463-32.0% | $3,703+73.7% |