Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FSA INC Service code 26 · EIN 59-2937883 | Advisory (Participants) | $49,626 |
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $4,336 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,798 | $89,465-25.3% | $165,100-59.5% | $77,762-14.1% |
| Participation rate | 79.2% | 78.6%+0.5pp | 78.6%+0.6pp | 70.6%+8.6pp |
| Annual return | 9.80% | 28.86%-19.1pp | 70.21%-60.4pp | 31.27%-21.5pp |
| Employer contribution / active EE | $2,106 | $2,565-17.9% | $4,348-51.6% | $2,728-22.8% |
| Participant deferral / active EE | $4,574 | $4,904-6.7% | $6,035-24.2% | $4,651-1.7% |
| Admin fee / account holder | $354 | $340+4.1% | $12,696-97.2% | $433-18.3% |