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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,041 | $88,815-15.5% | $81,882-8.4% | $145,897-48.6% |
| Participation rate | 52.9% | 75.1%-22.1pp | 72.4%-19.4pp | 80.3%-27.4pp |
| Annual return | 11.52% | 1033.75%-1022.2pp | 779.47%-768.0pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,390 | $3,086-55.0% | $2,916-52.3% | $4,663-70.2% |
| Participant deferral / active EE | $2,792 | $4,647-39.9% | $4,323-35.4% | $6,689-58.3% |
| Admin fee / account holder | $1,057 | $8,434-87.5% | $7,360-85.6% | $13,390-92.1% |